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3426
3426. THE RELATIONSHIP BETWEEN LOCAL COMMUNITIES AWARENESS OF INSURANCE AND THE DEMAND FOR LIFE INSURANCE PRODUCTS

ABSTRACT: The main aim of this study is to examine the influence of insurance awareness on the demand for life insurance products in Lagos State, specifically concentrating on the population of Alimosho Local Government Area. The research study utilised a survey research design and applied a straightforward sampling method to recruit a total of 150 participants. A carefully constructed survey was administered to a sample of 150 individuals, resulting in a tot...

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3427. ANALYSIS OF INFANT MORTALITY AND PUBLIC HEALTH EXPENDITURE IN NIGERIA (1999-2018)

Abstract: This study examined the relationship between infant mortality and public health expenditure in Nigeria from 1999 to 2018. The study showed the effect of public health expenditure on health outcomes in Nigeria, as captured by life expectancy at birth and infant mortality rates. Data for this study are annual time series data from 1999-2018 sourced from World Development Indicators and various publications of the World Bank regarding health and health expenditures. Th...

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3428. AN EXAMINATION OF THE GOVERNANCE MECHANISM AND ITS INFLUENCE ON EXCESSIVE TAXATION

Background to the study: Taxes are the major contributor to government’s revenue and become an important issue in every country; therefore taxes are a crucial element in a firm. In maximizing shareholders’ wealth, company tries to minimize its tax burden. Shareholders would like to minimize corporate tax payments net of the private costs to maximize the firm value (Hanlon & Slemrod, 2007). The minimization of the tax payment is called tax aggressiveness or tax...

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3429. ANALYSIS OF FACTORS THAT ARE MILITATING AGAINST EFFECTIVE TEACHING AND LEARNING OF SECONDARY SCHOOL STUDENTS

ABSTRACT: Teaching is a set of events, outside the learners which are designed to support internal process of learning or the process through which information often education training is passed.  While learning is about a change; the change brought about by developing a new skill, understanding a scientific law and changing an attitude. Education as a tool for the empowerment and sustainable development is indispensable both to the individual and the state at large. Thi...

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3430. AN EXAMINATION OF THE FACTORS CONTRIBUTING TO DIMINISHED PRODUCTIVITY WITHIN AKWA IBOM STATE CIVIL SERVICE

ABSTRACT: This study used the Akwa-Ibom State Civil Service Commission as a case study to investigate the causes of low productivity in the civil service. Three research questions and a hypothesis were developed in order to do this.  In this study, the survey design was chosen, and the Taro Yamane formula was applied. The Akwa-Ibom State Civil Service Commission's 100 employees made up the population. The researcher calculated a sample size of 80 respondents using th...

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3431. ANALYSIS OF FACTORS INFLUENCING MATERIAL WASTAGE ON BUILDING SITE IN NIGERIA

ABSTRACT: The study was carried to critically investigate the analysis of factors influencing material wastage on building sites in Kaduna State. To achieve this objective, three research questions were stated to guide this study. The data collected were analyzed using descriptive statistics, tables and graph to analyze research questions. A structured questionnaire was used as the major instrument for data collection from the respondents in selected Building...

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3432. ANALYSIS OF THE IMPACT OF FLOODS ON LIVELIHOODS AND ADAPTATION MEASURES OF CROP FARMERS

ABSTRACT: This study aimed to assess the impact of flooding on agricultural households in Delta State. The study focused on providing a detailed analysis of the socioeconomic characteristics of smallholder crop farmers in the designated area. It aimed to identify the underlying causes of floods in the study area and assess the economic impact of flood hazards on smallholder crop farmers. Additionally, the study examined the vulnerability of smallholder crop f...

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3433. ANALYSIS OF DESIGN AND IMPLEMENTATION OF A CREDIT CARD DETENTION SYSTEM ON FRAUD

BACKGROUND OF THE STUDY: Online transactions for the acquisition of products and services are becoming more prevalent in daily life. 28 of the world's population, according to a Nielsen research done in 2007–2008, use the internet. 85 of these individuals have used the internet to do online shopping, which is a 40 percent increase from 2005 to 2008. Credit cards are the most popular payment option for internet purchases (Stolfo, 2020). Credit c...

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3434. ANALYSIS OF THE IMPACT OF COVID-19 LOCKDOWN ON FOOD INSECURITY AMONG CITIZENS

ABSTRACT: The main focus of this study is to present an analysis of impact of covid-19 lockdown and increased hunger on the Citizen using Iyana-Paja in Alimosho Local government Area of Lagos as case study. The study adopted survey research design. Using convenience sampling method, the researcher purporsively selected 150 respondents who are resident of Iyana-paja. Questionnaire was issued and 139 out of 150 was retrieved and validated for the study. Data wa...

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3435. EXAMINING THE CHARACTERISTICS AND FINANCIAL ACHIEVEMENT OF LISTED CONSUMER GOODS FIRMS IN NIGERIA

Background To The Study: The performance of each firm not only contributes to its own market value, but also to the growth of the whole industry, which in turn contributes to the economy's economic success. Scholars in numerous fields of business and strategic management have paid close attention to the topic of financial performance. Financial performance has ramifications for an organization's health and, eventually, its survival, and it has been a...

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3436. ANALYSIS OF BOREHOLE WATER QUALITY IN LOCAL COMMUNITIES

ABSTRACT: Water is one of the most important and abundant compounds of the ecosystem. All living organisms on the earth need water for their survival and growth. It rarely occurs in its pure form in nature. It is the only substance that exists naturally on Earth in all three physical states of matter; gas, liquid, and solid. The Earth has oceans of liquid water and polar regions covered by solid water and the gaseous water vapour, a greenhouse gas which traps...

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3437. ANALYSIS OF CAUSES OF MATERNAL MORTALITY IN GENERAL HOSPITAL CALABAR, CROSS RIVER STATE

Background of the study: The ever-increasing focus on enhancing women's reproductive health on a worldwide scale has resulted in an increased need for research, particularly in the field of maternal health. Since the late 1980s, the issue of maternal health, which can be defined as the "physical well-being of a woman during pregnancy, childbirth, and the postpartum period" (Abdul-Aziz, 2022), has been a primary focus of a number of international...

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3438. AN OBSERVATIONAL STUDY OF MATHEMATICS TEACHERS' PRACTISES IN THE CLASSROOM

ABSTRACT: Mathematics is the only subject that cut across all sciences. The high level of students’ deficiency in mathematical knowledge will not only have negative effects on their performances in mathematics but also in other science subjects. The importance of effective teaching of the subject cannot be over-emphasized. The aim of this study was to investigate the classroom processes used by secondary school mathematics teachers in Edo state.&nb...

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3439. AN ANALYSIS OF THE CAUSES AND REMEDIES FOR STUDENT UNREST IN RIVERS STATE

ABSTRACT: The primary objective of this research endeavour was to examine the underlying causes and propose potential solutions to the issue of student unrest in the Port-Harcourt metropolis. The study involved a sample of 200 respondents. The data was analysed using the t-test statistical methods. All of the hypotheses were tested at a significance level of 0.05. The study findings indicate that there is no statistically significant variation in the perspect...

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3440. AN EVALUATION OF NIGERIAN STUDENT UNREST CAUSES AND SOLUTIONS (A CASE STUDY OF ILE IFE OSUN STATE)

Background Of The Study: Higher institution is the institution which one attends to after his secondary school education. It is the apex form of education where one chooses his career. Olaitan (2004) stated that in Nigeria, it comprises of universities, polytechnics and colleges of education. Among these three, the university education remains the apex form of education of all the tertiary institutions. Aguba (2006) stated that the origin of tertiary institut...

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3441. AN EXAMINATION OF THE FACTORS CONTRIBUTING TO DIMINISHED PRODUCTIVITY WITHIN THE CIVIL SERVICE

ABSTRACT: This study used the Enugu State Civil Service Commission as a case study to investigate the causes of low productivity in the civil service. Three research questions and a hypothesis were developed in order to do this.  In this study, the survey design was chosen, and the Taro Yamane formula was applied. The Enugu State Civil Service Commission's 100 employees make up the population. The researcher calculated a sample size of 80 respondents using the Taro Y...

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3442. THE IMPACT OF COMPUTER-BASED TEST USE ON SECONDARY STUDENTS' PERFORMANCE IN NIGERIA

ABSTRACT: This study was carried out on the  investigation on the usage of computer based test on the performance of secondary schools students in Nigeria . Specifically, the study examined  effect of  CBT on the performance of secondary schools students, investigate the problems associated with the use of CBT in Nigeria, discover if any measure is stop or put an end to the problems OF CBT in Nigeria, proffer solutions to the problem...

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3443. AN INQUIRY INTO THE FACTORS CONTRIBUTING TO MASS FAILURE IN EXTERNAL EXAMINATION

BACKGROUND TO THE STUDY: Educational system in Nigeria is the abysmal failure of students in public examinations, particularly at the secondary level of education. According to Uduh (2009), the high percentage of candidates who failed WASSCE yearly is reflected in the low percentage of the candidates that meets the university admission requirements. The situation is so pathetic that stakeholders keep on wondering why this level of education has persistently f...

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3444. AN EXAMINATION OF THE NIGERIAN EARLY MOTHERHOOD'S CAUSES AND IMPLICATIONS

ABSTRACT: The purpose of this study was to investigate the causes and problems of early motherhood in Ejigbo metropolis, Osun State. Related literature were reviewed in the concept of early motherhood, factors leading to early motherhood, problems associated with early motherhood together with summary of review of literature. The population used consisted of 200 respondents. A self designed questionnaire was used to collect information on the study which was...

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3445. A SURVEY OF SCHOOL-AGE ADOLESCENTS' ATTITUDES TOWARDS GENITAL MUTILATION

BACKGROUND OF THE STUDY: Female circumcision has been a prevalent situation in many countries around the world, including Nigeria. However, with the increasing awareness on the role played by women in the social well-being of the community, female circumcision has become an issue of global concern. Female Genital Mutilation (FGM) also known as Female Genital Cutting (FGC), Female circumcision, or Female Genital Mutilation/cutting (FGM/C) is defined by the World Health Organiz...

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3446. TEACHERS PERCEPTION OF THE IMPACT OF COVID-19 LOCKDOWN ON THE ACADEMIC ACHIEVEMENT OF SECONDARY SCHOOL STUDENTS

BACKGROUND OF THE STUDY: Coronavirus disease 2019 (COVID-19) was identified in Wuhan city, Hubei Province, China in December 2019 as a pneumonia of unknown origin (Zhu N, Zhang 2020). Later, the international committee on taxonomy of viruses (ICTV) identified the causative agent of COVID-19 as a novel coronavirus, severe acute respiratory syndrome coronavirus−2 (SARS–CoV−2) ( ICTV 2020). COVID-19 outbreak spreads rapidly not only in China, b...

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3447. AN INVESTIGATION ON THE IMPACT OF CAPITAL SYSTEM ON THE PROFITABILITY OF INSURANCE COMPANIES IN NIGERIA

ABSTRACT: This study examines the influence of the capital structure on the financial performance of insurance businesses in Nigeria during the period from 2011 to 2016. The data were derived from the publicly available financial records of a subset of companies. The study utilised panel data analysis. The results indicate that the total debt ratio and debt-to-equity ratio had no significant positive influence on the return on assets of the chosen insurance companies in Niger...

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3448. AN INVESTIGATION ON THE FUNCTIONS OF HEALTH EDUCATORS DURING PILGRIMAGES IN NIGERIA

Background to the study: The process through which people or groups learn to act in a way that is conducive to the development, maintenance, or restoration of health is referred to as health education. Communication in the context of health education may take place via a variety of channels, including but not limited to lectures, roundtable discussions, symposia, posters, public address announcements, and radio and television messages. Each approach has a unique set of advant...

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3449. AN INVESTIGATION ON THE FACTORS RESPONSIBLE FOR CONFLICT BETWEEN SECRETARIES AND BOSSES IN STATE OWNED ESTABLISHMENT

Background of the study: A secretary is an assistant to an executive who has mastery of office skills as well as the capacity to undertake responsibilities without direct supervision. This individual also demonstrates initiative, exercises judgement, and makes decisions within the boundaries of her authority. Blake (2022), on the other hand, described a secretary as a somebody who is entrusted with the secrets or confidences of a superior, who acts as an advisor or confident,...

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3450. A CRITICAL ANALYSIS OF GOVERNMENT EFFORTS AND SECURITY PROBLEM MANAGEMENT IN NIGERIA

Background of the study: After the civil war that broke out in 1970 in Nigeria, the country's security situation has been generally stable ever since. The people have peace, and they are able to travel freely from one section of the nation to another without being harassed or attacked in any way. The way of life was uncomplicated. There are no conflicts between the people of various ethnic groups who live together. Everybody fought to make two ends meet. Because to the vi...

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