INTRODUCTION AND HISTORICAL BACKGROUND

The idea of self-service in retail banking developed through independent and simultaneous effort in Japan, Sweden, the United States and the United Kingdom. In the USA, Luther George Sunsjan has been wrongly credited with developin...

Background of the study

The connection between democratic government and economic progress at the national level is recognized and valued by many. This is due to the fact that democracy plays an extremely significant and significant part in nurturing na...

Background of the study

Foreign policy is a necessary activity engaged in by each sovereign State in the international system because no State is an island unto itself, nor can any State be insulated from the actions of others whether favourable or adverse. Bilateral an...

Background of the study

A student teacher observed that the practical component of teacher training - practice teaching - was a challenging and stressful element of the course. She didn't seem to appreciate the experience. The experience of this student teacher desc...

Background to the study

Since the Nigeria Republic's independence from colonial rule, numerous positive advances have occurred, both in the structure and operation of society, with the educational system being no exception. In Nigeria, the educational system appears...

Background to the Study

Nigeria is a nation fill with vegetation and water bodies; this is usually pronounced in the eastern and the southern part of the country. This is usually good for the people living in such environment in terms of agriculture and...

Background to the study

Generally, sufficient funding is needed for effective library and information service delivery; also while responding to the opportunities of digital revolution, the library faces renewed and intensified period of financial strin...

Nigeria as a nation is characterized by a developing economy due to the fact that the various sectors responsible for economic development are not optimally utilized as a result of which we have not being able to tap fully the natural resources that Nigeria is blessed with as it could increase ou...

ABSTRACT: The research on the account for the low productivity in Public Corporations in Nigeria with reference to National Electric Power Authority (NEPA) Enugu Zonal Office is aimed at determining hold best to improve the productivity of Nigeri...

BACKGROUND OF THE STUDY : Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essent...

ABSTRACT: Criminal behavior could be seen as a fault of the social system whose institutions do not work equally for all its members. This phenomenon has become a recurrent problem in Nigeria among youths, despite concerted efforts made by government, intern...

BACKGROUND TO THE STUDY: Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essenti...

Abstract : This study is focused on the identification of critical factors that cause poverty in Nigeria and the investigation of the extent to which microfinance institutions have helped in the alleviation of poverty. To identify the critical factors, the researcher adapts the d...

Abstract: This study is on banking failures in Nigeria: causes, implications and remedies. The total population for the study is 200 staff of standard trust bank, Enugu. The researcher used questionnaires as the instrument for the data collection. Descriptive Survey research desi...

BACKGROUND OF THE STUDY: Newspapers, which constitute the vocal and vibrant press, have consistently championed the fight again...

Background: The insurance and banking industries, both of which are components of the Nigerian financial system, play very important role in the country. They jointly for the backbone of the economy without which all economic activities would come to a halt...

Background of the Study: A good educational system is a strong base for technological development. It equips people with knowledges and skills for designing methods and process that will enable them to make maximum use of their natural resources for the benefit of the societ...

BACKGROUND OF STUDY: Vocational/ technical education are among the vital tools an individual can use to be developed. It is a training for useful employment in trade, industries, agriculture, business and home making etc. the emphasis on vocation/technical;...

​​​​​​Background of the study: The The concept of corporate governance has attracted a good deal of public interest in recent years, because of its apparent importance on the economic health of corporations and society in general. Basically, corporate governance in the banking se...

Introduction: This chapter introduces a computerized mailing system. It focuses on the theoretical background of the research, statement of the problem, aim and objectives of the study, significance of the study, scope of the study and the organization of the study.

INTRODUCTION: Gross National product (GND) in economic is a quantitative measure  of a nations total economic activity generally assessed or  quarterly most at times GND is said to be the total dollar values of final goods and serv...

​​​​​​BACKGROUND OF THE STUDY: Gonorrhea is a sexually transmitted infection due to Neisseria Gonorrhoea (the gonococcus) , which effects primarily the anterior urethra in the male and the urethra and cervix in female. In recent years there has been a great incre...

BACKGROUND OF THE STUDY: Prior to the educational system of Nigeria, it is of importance that graduates from tertiary institutions must pass through NYSC (National Youth Service Corps), which is a compulsory one year program.Criteria for this program is that, the graduate most be...

ABSTRACT: An online stadium management information system for the Godswill Akpabio International stadium Uyo, was be developed in this project. The current process of management at the Godswill Akpabio International Stadium is being operated manually and due to t...

ABSTARCT: Text-to-speech and related read audio tools are being widely implemented in an attempt to assist students’ reading comprehension skills. PDF to audio system is a screen reader application designed and constructed for effective audio communication sy...

ABSTRACT: This research work investigated the effects of micro-financing on Micro and Small Enterprises (MSEs) in South-west Nigeria. The study examined how micro-finance and non-financial micro-financing activities and features such as group membership, pre-loan training, cross...

BACKGROUND OF THE STUDY: Our country Nigeria was created by the British colonialist who performed the task of bringing the various ethnic nationalities together in 1914 to form a single nation state, right from creation Nigeria has been a plural society made up of three majo...

​​​​​​Background of the Study: The development of political parties in Nigeria dates back to the days of the struggle for political independent in the late 19...

ABSTRACT: This study assesses the inadequacy of the BVAS on the electoral outcome of the 2023 general election in Nigeria. Specifically, the study determines whether the effectiveness of BVAS in transmitting result from polling unit during the 2023...

ABSTRACT: The relevance of real estate to our economics and social development cannot be over-emphasized not at least in the housing sector, which has a critical impact on Individual and National Welfare. Firstly finance plays a key role in the housing development proje...

Background to the study: Small firms play vital roles in the process of industrialization, sustainable economic growth (Ariyo, 2005); encouragement of entrepreneurship, employment generation (Ogujiuba et al, 2004); reduction of poverty and contribution to the Gross Domestic...

ABSTRACT: The dynamism and complexity of Nigeria’s federalism has attracted academic scrutiny. This is because it has generated so many problems capable of threatening the corporate existence and continuity of the Nigerian state. This research, therefore, inquired into the...

BACKGROUND TO THE STUDY: A brief look at Nigeria today one can find out that we like fashion and everything new in Nigeria, the spirit that greeted the issue of globalization at its climax in 2000 seemed to have reduced.

The word globalization also seems to have gone th...

BACKGROUND TO THE STUDY: A brief look at Nigeria today one can find out that we like fashion and everything new in Nigeria, the spirit that greeted the issue of globalization at its climax in 2000 seemed to have reduced.

The word globalization also seems to have gone th...

Background to the Study: Governance, according to the World Bank Report (2010) is the exercise of political power in the management of a nation’s affairs. This definition thus implies that governance encompasses the state’s institutional and structura...

BACKGROUND OF THE STUDY: In a country with mixed economy like Nigeria, the government and the individual are managing the economy together. This means that people, groups and the three levels of government are free to start businesses. The three lowest levels of...

Background to the Study: The relevance of banks in the economy of any nation cannot be overemphasized. They are the cornerstones of the economy of a country. Banks play the important role of promoting economic growth and development through the&nbs...

Background of the study: As a result of Increasing School Leavers Unemployment in the 1970s the Nigerian Government introduced the new National Policy on Education in 1981. A major provision of the policy was the Introduction of the training of Banking and Finance Studies of Juni...

Background of the Study: Operators in the banking system argue that the pegging lending rate at the present level by the Central Bank of Nigeria (CBN) is not realistic as it is not market determined especially urban considered against the cost of deposits (term deposits and savin...

The background of the study: The significance of acquiring skill in the English language as a foundation for achieving competence in other academic areas cannot be overstated. The acquisition of knowledge holds significant importance in the realms of education, economy, and national growth within...

ABSTRACT: This study was carried out to examine impediments in adopting international financial reporting standard in Nigeria with special reference to Federal Pay Office, Benin and Office of the Auditor-General for the Federation, Benin City.  Specifically, the study aimed to find...

Background of the Study: The various components of the school environment, such as classrooms, libraries, technical workshops, laboratories, teacher quality, school management, teaching methods, and peers, have been identified as factors that can influence studen...

Background of the study: The significance of internal control in Nigerian banks cannot be overstated. It is now considered a crucial aspect of organisational strength. This is primarily because a well-functioning control system is essential for maintaining an efficient accou...

Background of the study: Remittances refer to monetary transfers made by individuals residing in foreign nations to their family and acquaintances in their countries of origin. They represent a significant contributor to the financial development inside a specific country. Remittances refer...

​​​​​​Background of the study: Banking operation which can be traced back to the early colonial period has helped in economy growth and development of a country. In Nigeria, the existence of commercial banking started with the establishment of African Banking Corporation in 1892....

Background of the study: The structure of the Nigerian economy is typical of an underdeveloped country. Over half of the gross domestic product (GDP) is accounted for by the primary sector with agriculture continuing to play an important role. The oil and gas sector, in particula...

BACKGROUND OF THE STUDY: In the formation of the nation industrial policy the federal government was influenced by the country’s social and economic conditions and the standard set by the international labour organization   (ILO) and Nigeria is a...

Background of the study: A financial institution is an organized body concerned with the management of money.  This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation...

Background of the Study: Public service is a service where federal, state or local government has an interest or where its presence is felt. It is a very wide organ, encompassing the civil service, the school system, the judicially, the local government system, the security...

Background of the study: The Education by the end of the 20th century no longer prepares individuals to secure white colar Jobs or life long employment in local industries or services. Rather education is for individuals and National developments. Similarly, the major objective o...