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1. ANALYSIS OF THE PROBLEMS OF AGRICULTURAL CREDIT TO FARMERS

BACKGROUND OF THE STUDY : Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essent...

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2. AN ASSESSMENT OF THE ROLE OF MICROFINANCE BANK IN NIGERIA

BACKGROUND TO THE STUDY: It is know fact that banks help to accelerate the growth and development of a developed and developing economy. Consequently, finance becomes an important ingredient in the economic development of a nation and communities alike. Thus, the...

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3. EFFECT OF BANK CONSOLIDATION ON PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA

ABSTRACT: The central tenet of banking sector consolidation was to develop a strong, reliable and diversified banking sector that is capable of playing effective developmental roles in the economy, such as funding of small and medium scale enterprises and becoming a competent and...

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4. THE EFFECT OF GOVERNMENT POLICY ON COMMERCIAL BANK LENDING ABILITY IN NIGERIA A CASE STUDY OF UNION BANK

BACKGROUND OF THE STUDY: The banking system in Nigeria has undergone radical changes during the  35 years since independence . Banking developed from an industry which in 1960. was dominated by a small number of foreign owned banks into, one in which public sector ownership...

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5. FRAUD AND FINANCIAL MALPRACTICE AS A LENDING FACTOR TO BUSINESS FAILURE

Background of the study: This research work is an attempt to study on fraud and financial malpractice as a leading factor to business failure. Business can be seen as all profit directed towards providing goods and services to mankind. The business organization under usual condit...

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6. EVALUATION OF UGA MICRO FINANCE BANK

 

BACKGROUND OF THE STUDY: The history of micro financing can be traced back as long to the middle of the 1800s when the theorist by sander spooner was writing over the benefits from small credits to entrepreneurs and farmers as a way getting the people out of...

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7. FINANCIAL MANAGEMENT PRACTICE AND PERFORMANCE OF SMEs IN NIGERIA (A CASE STUDY OF SELECTED SMEs IN EKET LGA)

Background to the study: Small firms play vital roles in the process of industrialization, sustainable economic growth (Ariyo, 2005); encouragement of entrepreneurship, employment generation (Ogujiuba et al, 2004); reduction of poverty and contribution to the Gross Domestic...

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8. IMPACT OF CREDIT MANAGEMENT IN THE BANKING INDUSTRY

Background of the study: Credit management in our banking sector today has taken a different dimension from what it used to be. The banking industry has adopted a lot of strategies in checking credit management in order to stay in business. Thu the banking industry in Nigeria has...

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9. IMPACT OF INTEREST RATE CHANGES ON EFFECTIVE PRICING OF BANK CREDIT IN NIGERIA

Background of the Study: Operators in the banking system argue that the pegging lending rate at the present level by the Central Bank of Nigeria (CBN) is not realistic as it is not market determined especially urban considered against the cost of deposits (term deposits and savin...

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10. MEASURES NECESSARY TO MINIMIZE THE HIGH INCIDENCE OF BAD DEBTS IN NIGERIA COMMERCIAL BANKS

ABSTRACT: This study was carried out to examine the measures necessary to minimize the high incidence of bad debts in Nigeria commercial banks with a special reference to Guarantee Trust Bank, Abuja. Specifically, the study examine  the causes of b...

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11. THE ANALYSIS OF FEDERAL GOVERNMENT EFFORT TOWARDS CASSAVA PRODUCTION

BACKGROUND OF THE STUDY: Cassava is one of the most important crops in Nigeria. It is the most widely cultivated crop in the Southern part of the country in terms of area devoted to it and number of farmers growing it. Indeed, it is growth by almost every househo...

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12. THE IMPACT OF MICROFINANCE BANKS IN RURAL DEVELOPMENT IN NIGERIA

Background of the study: The ideal of micro-finance banking become necessary due to the inability of the conventional banking schemes to mobilize the dormant funds in rural area and channel them into needy factor. Besides, small business and the rural farmers needed to inculcate...

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13. THE ROLE OF BANKS IN THE NIGERIA ECONOMY

Abstract: An efficient financial system is essential for building a sustained economic growth and an open vibrant economic system. Countries with well developed financial institutions tend to grow faster; especially the size of the banking system and the liquidity of the stock ma...

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14. A CRITICAL ANALYSIS OF FACTORS RESPONSIBLE FOR FINANCIAL DISTRESS IN NIGERIA BANKING SECTOR

Background of the study: In a development economy, where it is believed that adequate financial resources are a pre-requisite for industrial transformation, the importance of capital as a necessary though not sufficient condition for economic growth is recognized. However, this d...

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15. AN EXAMINATION OF POTENTIAL BENEFITS AND CONSTRAINTS ASSOCIATED WITH SMALL BUSINESS USE OF E-COMMERCE

BACKGROUND OF THE STUDY: Small businesses are essential for economic development (Van Praag & Versloot, 2007; Acs et al., 2008; Fumo & Jabbour, 2011), and in Nigeria they make up 91% of the formal businesses, contribute 34% towards the Gross Domestic...

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16. APPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME

ABSTRACT: The study's overall objective is to present an appraisal of the effectiveness of rural banking programme using Lagos State as case study.The research adopted the survey descriptive design and with the aid of convenience sampling metho...

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17. ASSESSMENT OF MOBILE MONEY AND ITS IMPACT ON BUSINESS PERFORMANCE

Background to the study: Businesses, which involve individuals, groups of individuals, companies or corporations in public and private sectors play an important role in the economic development of a given country. In this era of globalization, the demands for goo...

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18. ASSESSMENT OF ONLINE MARKETING AND ITS INFLUENCE ON REAL ESTATE BUSINESS

Background of the study: Over the past ten years, there has been a spectacular increase in the usage of the Internet, and more specifically the World Wide Web. This rise has had an influence on practically every aspect of daily life in industrialised cultures. In...

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19. ASSESSMENT ON THE IMPORTANCE OF PURCHASING PROCEDURES IN AN ORGANIZATION

INTRODUCTION: Procedures has been identified as one of the most powerful tools and a panacea to many of the worlds greatest problems. Procedures is a goal oriented and its goals determine its nature and form. Studies have shown that one of the major problems...

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20. COMPUTER BASE NETWORK SECURITY AND FIREWALLS IN BANKING SYSTEM (A CASE STUDY OF DIAMOND BANK NIG PLC OWERRI)

INTRODUCTION: The interconnection of computer with other related office equipments are finding increasing application in almost all field of human endeavour most especially the financial sector. More and more banks are introducing the use of computer ne...

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21. CONSERVATION OF INFORMATION RESOURCES BY LIBRARIES FOR ENHANCED COLLECTION USEFULNESS IN DELTA STATE UNIVERSITY LIBRARIES

Background of the Study: The earliest and most fundamental responsibility of academic library is the conservation of knowledge. An academic library according to Akpata (1979) and Edoka (1992), refers to a library that c...

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22. CORPORATE REPUTATION AND MARKETING PERFORMANCE OF THE ALCOHOLIC BEVERAGE INDUSTRY IN PORT HARCOURT

Background of the Study: Reputation is seen by many commentators as an important asset which could be used as a competitive advantage and a source of financial performance. A “good” reputation is identified as an intangible resource which may provide...

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23. THE ROLE OF CREDIT MANAGEMENT IN THE BANKING SECTOR AND ECONOMIC GROWTH OF NIGERIA

INTRODUCTION: Bank credit has been the responsibility of Central Bank of Nigeria, in order to manage our monetary system; it is also one of the instruments of monetary policy that can be used for economic system. Various sectors of the economy require finance for different purpos...

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24. DEPOSIT MONEY BANK LOANS AND AGRICULTURAL SECTOR PERFORMANCE IN NIGERIA

BACKGROUND TO THE STUDY: Nigeria is the largest country in West Africa and shares its boundaries with Cameroon on the East, Niger and Chad on the North, Benin on the west and the Gulf of Guinea on the south. Its topography consists of the northern savannah, the m...

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25. DESIGN AND IMPLEMENTATION OF A COMPUTER BASED LOAN SCHEME MANAGEMENT SYSTEM

ABSTRACT: Financial institutions such as banks provide loans to their clientele in accordance with the parameters stipulated by the loan scheme management committee.  The consumers must satisfy these conditions in a transparent manner in order to be eligible for the loan the...

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26. IMPACT OF INTERNET USAGE ON THE ACADEMIC PERFORMANCE OF STUDENTS IN NIGERIA

Background of the Study: The internet can be conceived as a rich, multi-layered complex ever-changing text for information dissemination and a medium for collaborative interaction between individuals and computers without regards for geographical limitation...

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27. EFFECTS OF HIGH BANK LENDING RATES ON THE MANUFACTURING SECTOR OF THE NIGERIA ECONOMY

Abstract: The manufacturing sector of the economy is the most important sector and for obvious reasons it is affected by the unprecedented increase of banks high lending rate to borrowers. The study is to determine the manufacturing sectors capacity, product pricing and sectors p...

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28. CREDIT MANAGEMENT IN THE BANKING SECTOR AND ECONOMIC GROWTH OF NIGERIA

ABSTRACT: In Nigeria, the banking sector is an important part of the financial system, the banking sector dominate the Nigeria financial system as it accounts for about 90% of the total assets in the system. This study is carried out to examine credit management in the banki...

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29. IMPACT OF BAD DEBT IN COMMERCIAL BANK LENDING IN NIGERIA

BACKGROUND OF THE STUDY: Banks today are the largest financial institutions around the world, with branches and subsidiaries throughout the world. The services rendered by commercial banks in Nigerian cannot be over-emphasized. The banks basically in any economy are financial int...

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30. THE ROLE OF COMMERCIAL BANKS IN FINANCING SMALL SCALE INDUSTRIES

ABSTRACT: The topic of dissertation is The Role Of Commercial Banks In Financial Small Scale Industry In Nigeria. A case study of union bank of Nigeria plc.The major objective of the study is to ascertain the extent to which union bank of Nigeria plc has helped to financial small...

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31. THE ROLE OF MORTGAGE INSTITUTION IN HOUSING IN NIGERIA (A CASE STUDY OF ANAMBRA STATE)

BACKGROUND OF THE STUDY: It is very obvious that today in our society, housing is on of he basic needs of humanity it is essentially for this reason that housing has remained central to all national development effort of successive government in the country and the entire wo...

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32. THE SOURCES AND USES OF FUNDS IN COOPERATIVE BUSINESS ENTERPRISES, A CASE STUDY OF ACCI MULTIPURPOSE COOPERATION SOCIETY LTD ABUJA

BACKGROUND OF THE STUDY: The growth of cooperative societies as a potent instrument for developing economic empowerment, especially among women and other vulnerable and excluded groups, has garnered a growing amount of recognition in recent years. They have conti...

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33. TRADE LIBERALIZATION AND ITS IMPACT ON NIGERIA ECONOMIC GROWTH

Background to the Study: Historically, trade has acted as an important engine of growth for countries at different stages of development, not only by contributing to a more efficient allocation of resources within countries, but also by transmitting growth from o...

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34. ANALYSIS OF THE POTENTIAL EFFECTS OF THE E-NAIRA ON THE OPERATIONAL SUSTAINABILITY OF SMALL BANKS

CHAPTER ONE

INTRODUCTION

Background of the study: A bank is a financial organization that collects deposits and puts those deposits into lending activities, either directly or...

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35. THE INFLUENCE OF ONLINE MARKETING ON REAL ESTATE BUSINESS

CHAPTER ONE

INTRODUCTION

Background of the study: The growth of the use of the Internet, and in particular the World Wide Web, over the last 10 years has been phenomenal and...

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36. THE INFLUENCE OF MONETARY POLICY ON NIGERIA'S ECONOMIC GROWTH

CHAPTER ONE

INTRODUCTION

Background to the Study: Macroeconomic policy consists of the actions aimed at inducing appropriate changes in macroeconomic aggregates such as output, employment and the price level. The major compone...

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37. THE INFLUENCE OF POOR FINANCING ON THE OPERATION OF SMALL SCALE INDUSTRIES IN NIGERIA (A CASE STUDY OF SELECTED INDUSTRIES IN AWKA METROPOLIS)

CHAPTER ONE INTRODUCTION

A look around us will reveal that that our economy consists of people whose material needs and wants are satisfied by numerous business organizaiton especi...

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38. THE INFLUENCE OF THE REDUCTION IN OIL PRICE AND THE DEVALUATION OF NAIRA ON THE NIGERIA ECONOMIC GROWTH

CHAPTER ONE

INTRODUCTION

Background To The Study: Nigeria, the most populous black nation situated in western Africa is popularly known for her dominant source of revenue; Cru...

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39. THE IMPACT OF QUALITY LENDING ON BANKS PROFITABILITY

CHAPTER ONE

INTRODUCTION

BACKGROUND OF THE STUDY: Realizing a good quality product in the market (whether it is a physical or service product) gives benefits to both organizat...

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40. THE IMPACT OF THE MEDIA IN PROMOTING GOOD GOVERNANCE IN NIGERIA (A CASE STUDY OF VANGUARD NEWSPAPER)

CHAPTER ONE

INTRODUCTION

Background to the Study: In today’s world of modern governance throughout the world, the issue of good governance has assumed the front burner a...

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41. THE MEDIA'S INFLUENCE ON THE PROMOTION OF GOOD GOVERNANCE IN NIGERIA

CHAPTER ONE

INTRODUCTION

Background to the Study: In today’s world of modern governance throughout the world, the issue of good governance has assumed the front burner a...

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42. THE IMPLICATIONS OF THE IMPLEMENTATION OF THE TREASURY SINGLE ACCOUNT POLICY ON THE PERFORMANCE OF COMMERCIAL BANKS IN NIGERIA

CHAPTER ONE

INTRODUCTION

BACKGROUND OF STUDY: The background of Treasury Single Account (TSA) is in accordance with Executive order NO. 55b (2011), which stipulated that the B...

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43. THE IMPACT OF FINANCIAL POLICY ON NIGERIAN AGRICULTURAL PRODUCTIVITY AND OUTPUT

CHAPTER ONE

INTRODUCTION

Background of the Study: It is impossible to overstate the significance of agriculture in the process of bringing about economic growth and devel...

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44. THE IMPACT OF MARKETING RESEARCH ACTIVITIES ON THE FINANCIAL SERVICES AND DELIVERY IN NIGERIA BANKS

CHAPTER ONE

INTRODUCTION

BACKGROUND OF THE STUDY: American marketing association approved an expanded definition of marketing in 1987, the previous definition – the systematic gathering, recording and analyzing of data h...

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45. THE IMPACT OF MICRO CREDIT ON POVERTY ALLEVIATION IN NIGERIA

CHAPTER ONE

INTRODUCTION

Background to the Study: Poverty is the major problem in most developing economies. In these economies, it is argued that among others absence of acce...

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46. THE IMPACT OF MICROFINANCE CREDIT ON AGRICULTURAL PRODUCTIVITY IN NIGERIA

CHAPTER ONE

INTRODUCTION

Background to the Study: In most developed countries, subsistence has been directly or indirectly linked to agriculture. According to the Food and Agr...

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47. THE IMPACT OF MORTGAGE BANKING IN NIGERIANS ECONOMIC DEVELOPMENT PROGRAMMES

CHAPTER ONE

INTRODUCTION

Background of the Study

Federal Mortgage Bank Of Nigeria (FMB)

Housing is one of the Importance...

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48. THE EFFECTIVENESS OF MONETARY POLICY ON THE BANKING SECTOR IN NIGERIA

CHAPTER ONE

INTRODUCTION

Background to the study: Monetary polices in Nigeria and the United Kingdom, the central bank of Nigeria and the bank of England act as advisers to th...

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49. THE EFFECTS OF PARENTS BACKGROUND ON THE ACADEMIC PERFORMANCE OF STUDENTS IN INTEGRATED SCIENCE IN GAIUS OBASEKI GROUP OF SCHOOL

CHAPTER ONE

INTRODUCTION

BACKGROUND OF STUDY: Over the years, the nation has been experiencing a drastic fa...

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50. THE DISTORTED IMAGES OF AFRICAN CONTINENT: A HEIDEGGERIAN INTERPRETATION

CHAPTER ONE

GENERAL INTRODUCTION: What do you expect would come to the minds of many, assuming you stand on Mountain Everest and shout the word “Africa” to the hearing of all mankind? Arguably, many (especially Westerners) would immediately...

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