INTRODUCTION AND HISTORICAL BACKGROUND

The idea of self-service in retail banking developed through independent and simultaneous effort in Japan, Sweden, the United States and the United Kingdom. In the USA, Luther George Sunsjan has been wrongly credited with developin...

BACKGROUND TO STUDY

As modernity unravels, with its awe-inspiring issues and potential, the subject of marketing is getting growing attention from businesses, organizations, and governments. Marketing is both an ancient and new profession. It existed in the past, or sin...

Background of the study

Foreign policy is a necessary activity engaged in by each sovereign State in the international system because no State is an island unto itself, nor can any State be insulated from the actions of others whether favourable or adverse. Bilateral an...

In light of the creation idea, it is abundantly evident that water has been around for at least as long as people have. Since the beginning of time, man has made use of this one-of-a-kind commodity for a wide variety of uses, including those in the home.

The majority of our water comes...

Background of the study

A home is one of life's most fundamental need. This need can be met for an individual in one of two ways: either by occupying his own property as an owner's occupier or by renting a property from someone else. In our more traditional soci...

Background of the study

A student teacher observed that the practical component of teacher training - practice teaching - was a challenging and stressful element of the course. She didn't seem to appreciate the experience. The experience of this student teacher desc...

A banana plant, also known as M. acuminata or its hybrid M. acuminata, M. balbisnna, is a plant grown for personal use that yields edible fruits that are often seedless and belong to that species. The word "banana" refers to a variety of species or hybrids of the genus Musa, family Musc...

Background to the Study

The early schools in Nigeria were built by Christian Missionaries, and their goal was to convert the "Leate...

Nigeria as a nation is characterized by a developing economy due to the fact that the various sectors responsible for economic development are not optimally utilized as a result of which we have not being able to tap fully the natural resources that Nigeria is blessed with as it could increase ou...

Abstract: This study is on an appraisal of the impact of the liquidity problem on selected commercial banks in Nigeria. The total population for the study is 200 staff of first bank, Enugu state. The researcher used questionnaires as the instrument for the data collection. Descri...

INTRODUCTION: The creation of more state in Nigeria in 1976 gave rise to new urban centres, the rapid growth of which increased the need to finance the provision of public utilities. One of the major sources of finance is real estate taxation. Pr...

​​​​​​Background of the study: Productivity is very vital for the development of any country because it will help to improve the standard and quality of life of the citizens.  The issue of low productivity by public service workers has in recent time been a matter of great c...

BACKGROUND OF THE STUDY: Newspapers, which constitute the vocal and vibrant press, have consistently championed the fight again...

Background: The insurance and banking industries, both of which are components of the Nigerian financial system, play very important role in the country. They jointly for the backbone of the economy without which all economic activities would come to a halt...

BACKGROUND OF THE STUDY: According to Roch man, Browne, in the year 2012 alone, it was estimated that about 280 million tons of plastic has been produced worldwide. From that amount, about 130 million tons of the plastics were land filled or recycled. Of the...

ABSTRACT: The computer as an electronic and electromagnetic device is known for its versatile range of uses in every area of human endeavour more especially in scientific and mathematical calculations.   

Although little thought has been given...

Background of the Study: The Internet has its origins in cold war and technological rivalry between USSR and US. In fact "while the World Wide Web was created in 1991, its origin dates back to 1957 when the Soviet Union launched the Sputnik I satellite" (Dickey and Lewi...

INTRODUCTION: In the twentieth Century, the banking world has seen a continuing process towards fully computerized operations.  At the start of the century there were few mechanical aids with all ledgers, passbook and account statements being written by hand.  By 1920s...

BACKGROUND OF THE STUDY: The banking system in Nigeria has undergone radical changes during the  35 years since independence . Banking developed from an industry which in 1960. was dominated by a small number of foreign owned banks into, one in which public sector ownership...

BACKGROUND OF THE STUDY: The history of micro financing can be traced back as long to the middle of the 1800s when the theorist by sander spooner was writing over the benefits from small credits to entrepreneurs and farmers as a way getting the people out of...

ABSTRACT: The relevance of real estate to our economics and social development cannot be over-emphasized not at least in the housing sector, which has a critical impact on Individual and National Welfare. Firstly finance plays a key role in the housing development proje...

Background to the study: Small firms play vital roles in the process of industrialization, sustainable economic growth (Ariyo, 2005); encouragement of entrepreneurship, employment generation (Ogujiuba et al, 2004); reduction of poverty and contribution to the Gross Domestic...

INTRODUCTION: The human race will never see the end of troubles until political power is entrusted to the lover of wisdom “Plato Republic”. My first approach to the challenge of this topic, is that we have no choice but to seed to return to the basic context in which Nigerians see the...

BACKGROUND OF THE STUDY: In a country with mixed economy like Nigeria, the government and the individual are managing the economy together. This means that people, groups and the three levels of government are free to start businesses. The three lowest levels of...

ABSTRACT: This study focused on examining the effects of quantitative policy instruments on the deposit performance of commercial banks in Nigeria, namely First Bank of Nigeria Plc and First Inland Bank Plc. In order to guide the trajectory...

BACKGROUND OF THE STUDY: According to African statesmen, the whites even after granting independence to the colonies they were governing left as a parting gift to the Africans the concept of neo-colonialism. Neo-colonialism is a situation whereby the black man feels inferior to t...

​​​​​​Background of the study: Banking operation which can be traced back to the early colonial period has helped in economy growth and development of a country. In Nigeria, the existence of commercial banking started with the establishment of African Banking Corporation in 1892....

Background of the study: The structure of the Nigerian economy is typical of an underdeveloped country. Over half of the gross domestic product (GDP) is accounted for by the primary sector with agriculture continuing to play an important role. The oil and gas sector, in particula...

Background of the study: Beginning from the early 1950s, various models have been used in the government of Local Communities in our country.  Among the models which have at one time been adopted for all or some parts of the Country include:The Lugardian native authority sys...

​​​​​​BACKGROUND TO THE STUDY: In recent years there has been a growing concern that the fisheries in most water bodies in Nigeria a have been increasingly over exploited leading  to reduction in socio- economic benefits far local communities and they region...

Background of the Study: Public service is a service where federal, state or local government has an interest or where its presence is felt. It is a very wide organ, encompassing the civil service, the school system, the judicially, the local government system, the security...

Background of the study: The purpose of occupational pension scheme is to provide employees regular and stable income after their retirement from service. It is an arrangement an employer or a group of employers use(s) to provide pension (and sometimes other) benefits for their e...

BACKGROUND OF THE STUDY: Cassava is one of the most important crops in Nigeria. It is the most widely cultivated crop in the Southern part of the country in terms of area devoted to it and number of farmers growing it. Indeed, it is growth by almost every househo...

ABSTRACT: This research is on the impact of bank credit in the Nigeria economy, A case study of first bank plc and Zenith bank plc Ekwulobia. Objectives of the study includes: to determine the extent to which the various banks credits has been felt in the Nigeria economy, t...

Background of the study​​​​​​​: The Entrepreneurship practices exist in most countries of the world, including Nigeria. In Nigeria the development of entrepreneurship has gone a long way to achieve industrialization and economic development. Management scholars agree that althoug...

ABSTRACT: This study was carried out to evaluate the role of computer in promoting the efficiency in nigeria commercial banks using First Bank, Enugu State  as case study. Specifically, the study aims to  find if computer have any effect in pr...

Background of the study: In a development economy, where it is believed that adequate financial resources are a pre-requisite for industrial transformation, the importance of capital as a necessary though not sufficient condition for economic growth is recognized. However, this d...

Background to the study: The Covid-19 pandemic in Nigeria is part of the worldwide plague of coronavirus illness 2019 caused by SARS coronavirus (SARS Covid-19). Coronavirus was found for the first time in December of 2019 in Wuhan, China. The World Health Organi...

Background of Study: It is necessary to understand and respect the power of television and cinema as media for disseminating information in order to completely comprehend the research issue....

BACKGROUND OF THE STUDY: The globe was rocked by a pandemic of severe respiratory sickness known as Covid-19. The viral infection is quickly spreading over the world. Droplet transmission, contact with an infected case, and contact with contaminated fomites are a...

ABSTRACT: This study is necessary in the face of the present-day unscrutinized quest for faith or religion. For this reason, it followed a thought-pattern that argued the credibility of God and religion. Thus, the major task of this work is to criticize...

ABSTRACT: The documentation management system in most audit firms no doubt, has a difficult task in today’s competitive auditing industry; hence there is the need for a fat, more efficient and effective processing system.

Client’s files cannot be assessed qu...

BACKGROUND OF THE STUDY: In Nigeria, the prevalence of online fraud and software piracy has risen over time. The federal government of Nigeria has committed significant efforts and funding to combating the spread of piracy in Nigeria (Asongu 2017). It is now commonly underst...

Background to the Study​​​​​​​: The effectiveness of employees is influenced directly or indirectly by the conditions under which they are required to do their work, which affects worker per...

​​​​​​Background of the study: The Malaria remains one of the most serious global health problems. There are an estimated one million deaths each year, with nearly seventy five percent (75%) occurring in children living in sub-Saharan Africa. The history of malaria stretches...

Background of the Study: English can be said to be the most widely spoken language in the world, and has become the official language of some West African countries, namely, Nigeria, Ghana, Sierra-Leone, Liberia and the Gambia. In these countries, English is a second language whi...

ABSTRACT: Four experiments were carried out to evaluate the effect of Garlic supplementation in broiler chickens. In the first experiments 0-4 weeks, a total of 270 day old broiler chicks were used for the experiment which had six treatments and three replic...

BACKGROUND TO THE STUDY

Education is the process of bringing desirable change into the behavior of human beings. It can also be defined as the process of imparting or acquiring knowledge or habits through instruction. Education, for any nation, whether developed or deve...

ABSTRACT: The purpose of this study was to investigate a survey pertaining to the challenges faced by teenagers in Nigerian secondary schools, specifically focusing on secondary schools located in Katsina State. The study specifically investigated the necessity o...

BACKGROUND AND NEED FOR THE STUDY: An organization makes use of a wide variety of resources, including monetary, natural, and human resources. Human resources continue to be the most crucial aspect of every business, and this is due to the fact that without them,...