INTRODUCTION AND HISTORICAL BACKGROUND

The idea of self-service in retail banking developed through independent and simultaneous effort in Japan, Sweden, the United States and the United Kingdom. In the USA, Luther George Sunsjan has been wrongly credited with developin...

Background to the Study

Children's play has always been a natural phenomenon. Children who are healthy and not disabled (physically challenged), according to Aziza (2000), cannot live without playing in their natural environments. In some cultures,...

Nigeria as a nation is characterized by a developing economy due to the fact that the various sectors responsible for economic development are not optimally utilized as a result of which we have not being able to tap fully the natural resources that Nigeria is blessed with as it could increase ou...

BACKGROUND OF THE STUDY : Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essent...

BACKGROUND TO THE STUDY: It is know fact that banks help to accelerate the growth and development of a developed and developing economy. Consequently, finance becomes an important ingredient in the economic development of a nation and communities alike. Thus, the...

BACKGROUND TO THE STUDY: Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essenti...

INTRODUCTION: This work was to present in one weight, the fundamental and practical information in the filed of the comparative analysis of the strength of concrete made from various aggregate which may be useful to people involve in civil and structural engineer...

BACKGROUND OF STUDY: Vocational/ technical education are among the vital tools an individual can use to be developed. It is a training for useful employment in trade, industries, agriculture, business and home making etc. the emphasis on vocation/technical;...

​​​​​​Background of the study: The The concept of corporate governance has attracted a good deal of public interest in recent years, because of its apparent importance on the economic health of corporations and society in general. Basically, corporate governance in the banking se...

​​​​​​BACKGROUND OF THE STUDY: Gonorrhea is a sexually transmitted infection due to Neisseria Gonorrhoea (the gonococcus) , which effects primarily the anterior urethra in the male and the urethra and cervix in female. In recent years there has been a great incre...

Abstract: Emphasis on affects of privatization and commercialization of government owned industries in developing Economy. (A case study of Nitel Enugu) in order to emulate a concrete result the researcher constricted questionnaire. At the end of the work the research result in i...

ABSTRACT: This research work investigated the effects of micro-financing on Micro and Small Enterprises (MSEs) in South-west Nigeria. The study examined how micro-finance and non-financial micro-financing activities and features such as group membership, pre-loan training, cross...

Background of the Study: The damaging effects of flooding remain as major sources of concerns among millions of rice farmers worldwide. The weather change due to various reasons causing unexpected and sudden flood recently in Nigeria has negative impacts on rice farming and peopl...

Background to the study: Small firms play vital roles in the process of industrialization, sustainable economic growth (Ariyo, 2005); encouragement of entrepreneurship, employment generation (Ogujiuba et al, 2004); reduction of poverty and contribution to the Gross Domestic...

BACKGROUND TO THE STUDY: A brief look at Nigeria today one can find out that we like fashion and everything new in Nigeria, the spirit that greeted the issue of globalization at its climax in 2000 seemed to have reduced.

The word globalization also seems to have gone th...

BACKGROUND TO THE STUDY: A brief look at Nigeria today one can find out that we like fashion and everything new in Nigeria, the spirit that greeted the issue of globalization at its climax in 2000 seemed to have reduced.

The word globalization also seems to have gone th...

Background to the Study: Governance, according to the World Bank Report (2010) is the exercise of political power in the management of a nation’s affairs. This definition thus implies that governance encompasses the state’s institutional and structura...

Background of the study: The desire to build a civilized country with a strong and sound economy is the desire of every Country, including Nigeria. Tax payment is the demonstration of such a desire, although some income earners see it as a means of exploitation by the government....

Background of the Study: Operators in the banking system argue that the pegging lending rate at the present level by the Central Bank of Nigeria (CBN) is not realistic as it is not market determined especially urban considered against the cost of deposits (term deposits and savin...

The background of the study: The significance of acquiring skill in the English language as a foundation for achieving competence in other academic areas cannot be overstated. The acquisition of knowledge holds significant importance in the realms of education, economy, and national growth within...

BACKGROUND: Inflation can be defined as the persistent or continuous increase in the general price level Mr. Thoney Croft former chancellor of the exchequer (minister of finance)  focuses   defined inflation “too much money chasing...

The contemporary corporate landscape is characterised by a high level of competitiveness, wherein the ability to survive and maintain long-term viability has become increasingly elusive for numerous organisations. The genesis of this competition can be attributed to the exponential expansion of t...

Background of the study: Remittances refer to monetary transfers made by individuals residing in foreign nations to their family and acquaintances in their countries of origin. They represent a significant contributor to the financial development inside a specific country. Remittances refer...

​​​​​​BACKGROUND OF STUDY: In any developing economy, the government is the main initiator and promoter economic development, especially in Nigeria.  In developing countries, governments usually intervene some areas of the economic in which the private...

​​​​​​Background of the study: Firms are facing turbulent operating environments characterized by changing technologies and markets that represent both problems and opportunities. Technology has catalyzed this change and innovation is increasingly becoming the norm to keep pace w...

​​​​​​Background of the study: Agriculture is the most basic form of human activities in the whole world. It includes the cultivation of crops as well as rearing of animals for human uses. Today in Nigeria, about 70% of its population is engaged in this activity. Despite the larg...

BACKGROUND OF THE STUDY: Until the early 70’s, the mainstay of Nigeria economy was agriculture. Then the country was famed for her proficiency in the production of groundnuts hence the Kano groundnut pyramids, oil palm and the faster part of cocoa in the we...

​​​​​​BACKGROUND OF THE STUDY: The growth of economy and development of banking have often appeared inseparable until l7 century, there had existed on modern banking institution anywhere, and there had on modern developed economy. Before 1892, Nigeria was evidently underdeve...

Background of the study​​​​​​​: The Entrepreneurship practices exist in most countries of the world, including Nigeria. In Nigeria the development of entrepreneurship has gone a long way to achieve industrialization and economic development. Management scholars agree that althoug...

BACKGROUND OF THE STUDY: Studies have shown that the success of most organization does not depend entirely on how well such organizations are financed but also on how well the individuals working in the organization are experienced. The experience acquired b...

ABSTRACT: Agricultural credit guarantee scheme fund was established to help farmers who have little or no collateral to get loans from commercial banks by CBN. It was the aim of this research work to find out if CBN has helped in developing cooperative activities in agricultural...

Background of Study: It is necessary to understand and respect the power of television and cinema as media for disseminating information in order to completely comprehend the research issue....

BACKGROUND OF THE STUDY: Computer science plays a vital part in the lives of all people. As stated by Bajah, the government's ambition to produce a scientifically educated populace, as well as the necessity to successfully equip her industry with much-needed...

Background of the study: The phrase "knowledge is power" is not an exaggeration. The majority of participants' lack of comprehension of the process is one of the biggest challenges influencing the election process, as well as almost every other proc...

ABSTRACT: Many developing countries are competing to attract foreign direct investment with a belief that it can be a tool for poverty reduction because it serves as supplements to domestic savings and it is often accompanied with technology and managerial skills...

Background of the study: Lagos now has a population of more than 15 million people. The United Nations grants megacity classification to cities with populations of 10 million or more. Building and preserving a model megacity has significant obstacles. It might be difficult t...

ABSTRACT: The broad objective of this study is focused on factors influencing consumer buying behaviour on household products in Nigeria in Lagos. The   study specifically sought to answer research questions related to the influence of social and c...

BACKGROUND OF THE STUDY: In Nigeria, the prevalence of online fraud and software piracy has risen over time. The federal government of Nigeria has committed significant efforts and funding to combating the spread of piracy in Nigeria (Asongu 2017). It is now commonly underst...

BACKGROUND TO THE STUDY

Education is the process of bringing desirable change into the behavior of human beings. It can also be defined as the process of imparting or acquiring knowledge or habits through instruction. Education, for any nation, whether developed or deve...

ABSTRACT: The purpose of this study was to investigate a survey pertaining to the challenges faced by teenagers in Nigerian secondary schools, specifically focusing on secondary schools located in Katsina State. The study specifically investigated the necessity o...

ABSTRACT: This study was carried out to critically assess the surge of cryptocurrencies and its usage in africa using selected Fintech companies in Nigeria. To achieve this 2 research hypothesis were formulated.  The survey design was adopted and t...

ABSTRACT: The purpose of this study was to analyse the information literacy skills and utilisation of electronic resources among undergraduate students in the Faculty of Education at the University of Port Harcourt. The study focused on analysing the electro...

Statement of the problem: Small and medium enterprises (SMEs) have long been recognized by the World Bank and other multilateral agencies as crucial to these institutions' economic growth in their more focused operations in developing nations. Small firms com...

ABSTRACT: One of the most painful physical and emotional experiences for many women and young girls from developing countries is female genital mutilation. A contribution of demographic variables to prediction of attitude and knowledge of consequences of FGM among female civ...

BACKGORUND TO THE STUDY: It is well known that in order for a plant to protect itself, it creates certain compounds that can also protect humans from sickness. Today, there are approximately 4000 distinct phytochemicals that have the potential to alter disorders such as cancer, s...

Background to the Study: An infection of any region of the urinary system is referred to as a urinary tract infection (often abbreviated as UTI). The kidneys, ureters, bladder, and urethra are the components that make up the urinary tract. Any component of these...

BACKGROUND OF THE STUDY: In today's world, life is often full with tension. Practically every human endeavor, stress and experience have become a part of life in today's society (Jain et al, 2015). Stress is an unavoidable part of life for all h...

Background to the Study: In any developing country, it is critical to describe the nature and trajectory of educational advancement. Education is a systematic intellectual and moral instruction aimed at acquiring information, character development, and mental gro...

ABSTRACT: In recent years, the concept of good governance has gained significant attention from donor partners, the Global West, and certain NGOs. It is seen as an ideal approach to tackle the challenges that developing countries are facing. In an effort to encou...

BACKGROUND TO THE STUDY: The word "malnutrition" is often used in reference to underdeveloped and developing nations. Malnutrition has been understood in a variety of ways; for instance, Ajao, (2022) considers malnutrition to be the condition that...