1. A CRITICAL ANALYSIS OF THE CONTRIBUTIONS OF COMMERCIAL BANKS TO THE ECONOMIC GROWTH OF NIGERIA
Nigeria as a nation is characterized by a developing economy due to the fact that the various sectors responsible for economic development are not optimally utilized as a result of which we have not being able to tap fully the natural resources that Nigeria is blessed with as it could increase ou... Read More
2. EFFECT OF BANK CONSOLIDATION ON PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA
ABSTRACT: The central tenet of banking sector consolidation was to develop a strong, reliable and diversified banking sector that is capable of playing effective developmental roles in the economy, such as funding of small and medium scale enterprises and becoming a competent and... Read More
3. EFFECT OF DEFICIT FINANCING ON UNEMPLOYMENT RATE IN NIGERIA
Abstract: Deficit Financing plays an extraordinary and growing role in achieving full employment in Nigeria sustainable economic growth, price stability and poverty reduction. Theoretically, both Keynesian and neoclassical economists provided tools for government intervention, pa... Read More
4. EFFECT OF DEFICIT FINANCING ON UNEMPLOYMENT RATE IN NIGERIA
Abstract: Deficit Financing plays an extraordinary and growing role in achieving full employment in Nigeria sustainable economic growth, price stability and poverty reduction. Theoretically, both Keynesian and neoclassical economists provided tools for government intervention, pa... Read More
5. THE EFFECT OF GOVERNMENT POLICY ON COMMERCIAL BANK LENDING ABILITY IN NIGERIA A CASE STUDY OF UNION BANK
BACKGROUND OF THE STUDY: The banking system in Nigeria has undergone radical changes during the 35 years since independence . Banking developed from an industry which in 1960. was dominated by a small number of foreign owned banks into, one in which public sector ownership... Read More
6. IMPACT OF CREDIT MANAGEMENT IN THE BANKING INDUSTRY
Background of the study: Credit management in our banking sector today has taken a different dimension from what it used to be. The banking industry has adopted a lot of strategies in checking credit management in order to stay in business. Thu the banking industry in Nigeria has... Read More
7. IMPACT OF FRAUDS AND FORGERIES ON THE NIGERIAN BANKING INDUSTRY
ABSTRACT: This study examines the impact of frauds and forgeries on the banking industry in Nigeria. One of the major characteristics a bank must possess is that its customers must be able to have unflinching and undoubted confidence in the banking the banki... Read More
8. IMPACT OF INTEREST RATE CHANGES ON EFFECTIVE PRICING OF BANK CREDIT IN NIGERIA
Background of the Study: Operators in the banking system argue that the pegging lending rate at the present level by the Central Bank of Nigeria (CBN) is not realistic as it is not market determined especially urban considered against the cost of deposits (term deposits and savin... Read More
9. AN EXAMINATION OF INTERNAL CONTROL SYSTEM AND BANK FRAUD PREVENTION IN NIGERIA BANKING INDUSTRY
Background of the study: The significance of internal control in Nigerian banks cannot be overstated. It is now considered a crucial aspect of organisational strength. This is primarily because a well-functioning control system is essential for maintaining an efficient accou... Read More
10. LIQUIDITY MANAGEMENT IN BANKS: A STUDY OF SELECTED COMMERCIAL BANKS IN NIGERIA (2000-2009)
Background of the study: The whole concept of banking is built upon confidence in the liquidity of the bank. Liquidity management is critical in the banking operations. Customers place their deposits with a bank, confident that they can withdraw the deposit when... Read More
11. THE EFFECT OF BANK RECAPITALIZATION ON THE ECONOMY OF NIGERIA
ABSTRACT: The resultant impact of financial liberalization opened up the Nigerian economy to global financial markets, which has generated increasing apprehension in the economy and has exposed the fragility and vulnerability of her financial system. It is therefore imperative fo... Read More
12. THE ROLE OF BANKS IN THE NIGERIA ECONOMY
Abstract: An efficient financial system is essential for building a sustained economic growth and an open vibrant economic system. Countries with well developed financial institutions tend to grow faster; especially the size of the banking system and the liquidity of the stock ma... Read More
13. THE ROLE OF COMMERCIAL BANKS IN FINANCING SMALL SCALE INDUSTRIES IN NIGERIA (A CASE STUDY OF UNION BANK OF NIGERIA PLC)
BACKGROUND TO PROBLEM: The various development plans implemented in Nigeria have prioritised the achievement of self-reliance. The rationale behind the establishment of this national objective stems from the considerable expectations placed upon citizens in terms of generat... Read More
14. THE ROLE OF COMPUTERS IN FRAUD DETECTION AND PREVENTION IN THE NIGERIA BANKING INDUSTRY
Background: I have developed a significant interest in this subject due to the observation that the guiding principles of prudence and honesty within the financial industry have, to a considerable degree, not been upheld. In the contemporary banking industry, instances of fraudul... Read More
15. AN EXAMINATION INTO THE FUNCTIONS OF ELECTRONIC BANKING ON THE DEVELOPMENT OF NIGERIAN ECONOMY
Background Of The Study: Before the emergence of modern banking system, banking operation was manually done which lead to a slowdown in settlement of transactions. This manual system involves posting transactions from one ledger to another which human handles. Fi... Read More
16. APPRAISAL AND CHALLENGES OF INTERNET BANKING SYSTEM IN NIGERIA BANKING ENVIRONMENT
ABSTRACT: The main objective of this study is focused on an appraisal and challenges of internet banking system in Nigeria banking environment using Access Bank PLC, Federal Capital Territory, Abuja as case study.. The study will further investigate wh... Read More
17. ASSESSMENT OF MOBILE MONEY AND ITS IMPACT ON BUSINESS PERFORMANCE
Background to the study: Businesses, which involve individuals, groups of individuals, companies or corporations in public and private sectors play an important role in the economic development of a given country. In this era of globalization, the demands for goo... Read More
18. COMPUTER BASE NETWORK SECURITY AND FIREWALLS IN BANKING SYSTEM (A CASE STUDY OF DIAMOND BANK NIG PLC OWERRI)
INTRODUCTION: The interconnection of computer with other related office equipments are finding increasing application in almost all field of human endeavour most especially the financial sector. More and more banks are introducing the use of computer ne... Read More
19. THE ROLE OF FIREWALLS AND COMPUTER BASE NETWORK SECURITY IN THE BANKING SYSTEM: A CASE STUDY OF ZENITH BANK PLC
ABSTRACT: The level of fortuity pertaining to an establishment that caters to clientele, such as banks specialising in security, is contingent upon the swiftness and precision with which the services are rendered within said banks, encompassing tasks such as... Read More
20. CORPORATE GOVERNANCE PRACTICES AND BANK PERFORMANCE IN NIGERIA
ABSTRACT: In the immediate past two decades the financial services industry has experienced fluctuating fortunes leading to high profile cases of corporate failure and consequent near loss of public confidence and hence, the banking reform kick starts in 2004. The industry’... Read More
21. DESIGN AND IMPLEMENTATION OF A COMPUTERISED BANKING SYSTEM (A CASE STUDY OF UNITED BANK FOR AFRICA)
THE OVERVIEW OF THE STUDY: Banking has come a long way from the time of ledger cards and other manual filing systems. Most banks today are computerized to handle their daily voluminous tasks of information retrieval, storage, and processing. Irrespective of whether they are... Read More
22. EXAMINATION OF THE CAUSES AND EFFECTS OF FINANCIAL MISMANAGEMENT IN TERTIARY INSTITUTION
Background of the study: A financial institution is an organized body concerned with the management of money. This is to say that the institution is responsible for the leading and borrowing of money in other words, it is an institution involved in financial intermediation... Read More
23. AN INVESTIGATION INTO ACCOUNTING POLICIES OF BANKS
BACKGROUND OF THE STUDY: Since the beginning of corporate form of business entity in Nigeria, the banking sector has been playing important role in promoting economic growth and development by way of providing liquidity and capital in form of loans to firms and private individual... Read More
24. CORPORATE GOVERNANCE AND PERFORMANCE OF BANKS IN NIGERIA
ABSTRACT: An international wave of mergers and acquisitions has swept the banking industry as boundaries between financial sectors and products have blurred dramatically. There is therefore the need for countries to have sound resilient banking systems with good corporate governa... Read More
25. THE ECONOMIC IMPLICATIONS OF ELECTRONIC BANKING IN NIGERIAN BANKS
ABSTRACT: This study was carried out on the economic implications of electronic banking in Nigerian banks using Diamond Bank as a case study. The study was specifically carried out to assess the extent of electronic payment in banking activities as well as i... Read More
26. EFFECT OF AUTOMATED TELLER MACHINE ON THE PERFORMANCE OF NIGERIAN BANKS
Abstract: This study investigates the effects of ATM on the performance of Nigerian banks. Available studies have concentrated on the significant dimensions of ATM (automated teller machine) service quality and its effect on customer satisfaction with a bias against ATM producers... Read More
27. IMPACT OF BANK COMPETITION ON THE NIGERIAN BANKING SYSTEM
ABSTRACT: This study seeks to determine the relationship between bank competition and banking system stability in the Nigerian banking industry. Annual data were employed in the course of this research. The sources of the data employed were the Central Bank of Ni... Read More
28. THE EFFECT OF ELECTRONIC PAYMENT SYSTEM ON CUSTOMER SATISFACTION IN NIGERIA BANKING SYSTEM
ABSTRACT: This study was carried out to examine the effect of electronic payment system on customer satisfaction in Nigeria banking system with special reference to Access bank plc of Nigeria. Specifically, the study aims to evaluate th... Read More
29. IMPACT OF BAD DEBT IN COMMERCIAL BANK LENDING IN NIGERIA
BACKGROUND OF THE STUDY: Banks today are the largest financial institutions around the world, with branches and subsidiaries throughout the world. The services rendered by commercial banks in Nigerian cannot be over-emphasized. The banks basically in any economy are financial int... Read More
30. THE IMPACT OF CORPORATE GOVERNANCE AND RISK MANAGEMENT ON BANK PERFORMANCE
Background of the study: As the prime movers of economic life, banks occupy a significant place in the economy of every nation. It is therefore not surprising that their operations are perhaps the most heavily regulated and supervised of all businesses (Soyibo and Adekanye, 1991)... Read More
31. THE ROLE OF ICT IN FRAUD DETECTION AND PREVENTIONS IN THE NIGERIA BANKING INDUSTRY (A STUDY OF SELECTED BANKS IN ANAMBRA)
ABSTRACT: This research essentially focused on the role of ICT in fraud detection in the Nigerian Banking industry. This research work was done through inferential statistics which helped the research to generalize and draw conclusion. The instrument of data used in th... Read More
32. Design And Implementation Of Online Banking System
ABSTRACT: This project focuses on the utilisation of the internet in banking operations. The internet, in its constantly evolving state, has become a significant means of business communication and global data transfer. Banks and other financial institutions are increasingly util... Read More
33. THE RELATIONSHIP BETWEEN E-NAIRA AND E-BANKING
CHAPTER ONE
INTRODUCTION
Background of the study: The notion of electronic banking was born as a result of technological improvement in the banking system. Customers no longer... Read More
34. AN INVESTIGATION ON THE FUNCTION OF COMPUTERS IN THE IDENTIFICATION AND PREVENTION OF FRAUDULENT ACTIVITIES
CHAPTER ONE
INTRODUCTION: The computer machine and computer technologies are both human oriented. Though, the computer is brilliant and intelligent, it cannot compete with human. This is to say that the computer technol... Read More
35. ANALYSIS OF THE POTENTIAL EFFECTS OF THE E-NAIRA ON THE OPERATIONAL SUSTAINABILITY OF SMALL BANKS
CHAPTER ONE
INTRODUCTION
Background of the study: A bank is a financial organization that collects deposits and puts those deposits into lending activities, either directly or... Read More
36. THE INFLUENCE OF MONETARY POLICY ON NIGERIA'S ECONOMIC GROWTH
CHAPTER ONE
INTRODUCTION
Background to the Study: Macroeconomic policy consists of the actions aimed at inducing appropriate changes in macroeconomic aggregates such as output, employment and the price level. The major compone... Read More
37. THE IMPACTS OF DEVELOPMENTAL BANKING SYSTEM ON NIGERIA ECONOMY
CHAPTER ONE
INTRODUCTION
BACKGROUND OF THE STUDY: Banking service when it was introduced into Nigeria economy it had bring development to the doorstep of every citizen which 7... Read More
38. THE IMPACT OF FINANCIAL POLICY ON NIGERIAN AGRICULTURAL PRODUCTIVITY AND OUTPUT
CHAPTER ONE
INTRODUCTION
Background of the Study: It is impossible to overstate the significance of agriculture in the process of bringing about economic growth and devel... Read More
39. THE IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY (ICT) ON THE OPERATION OF AN ORGANIZATION
CHAPTER ONE
INTRODUCTION
BACKGROUND OF THE STUDY: Every organization, business, industry and government uses technology to convert its inputs into output to attain its organiz... Read More
40. THE IMPACT OF INFORMATION COMMUNICATION TECHNOLOGY (ICT) ON STUDENTS’ ACADEMIC PERFORMANCE IN MATHEMATICS
CHAPTER ONE
INTRODUCTION
Background to the Study: Mathematics and its applications have evolved significantly. The introduction of computation and computers as tools in mathematics has altered how mathematicians conduct mathem... Read More
41. THE IMPACT OF INFORMATION TECHNOLOGY ON BANKING OPERATIONS IN NIGERIA
CHAPTER ONE
INTRODUCTION
Background of the Study: The low productivity, profitability and efficiency of many Nigeria banks necessitate the introduction of information technolo... Read More
42. THE EFFECT OF POST COVID-19 ON THE INTERNAL CONTROL SYSTEM IN BANKING INDUSTRY (GUARANTEE TRUST BANK)
CHAPTER ONE
INTRODUCTION
BACKGROUND OF THE STUDY: The word "audit" originates from the Latin word "audire," which literally translates to "to hear in... Read More
43. THE EXTENT OF LIABILITY OF BANKS FOR E-BANKING FRAUD
CHAPTER ONE
INTRODUCTION
Background to the study: With the global use of progressively more sophisticated internet and information technology (Papazoglou, 2003), electronic ba... Read More
44. AN EXAMINATION OF THE EXTENT OF LIABILITY OF BANKS FOR E-BANKING FRAUD
CHAPTER ONE
INTRODUCTION
Background to the study: The utilisation of advanced internet and information technology on a global scale has led to the development of electronic ba... Read More
45. THE IMPACT OF CASHLESS POLICY ON ECONOMIC GROWTH OF NIGERIA
CHAPTER ONE
INTRODUCTION
Background Of The Study: The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of... Read More
46. THE IMPACT OF E-NAIRA ON DEPOSIT MONEY BANK
CHAPTER ONE
INTRODUCTION
Background of the study: Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of bank... Read More
47. THE IMPACT OF CASHLESS POLICY ON ECONOMIC GROWTH OF NIGERIA
CHAPTER ONE
INTRODUCTION
Background Of The Study: The introduction of electronic banking, online transactions and mobile banking in Nigeria has paved way for a new era of deve... Read More
48. THE IMPACT OF E-NAIRA ON DEPOSIT MONEY BANK
CHAPTER ONE
INTRODUCTION
Background of the study: Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of bank... Read More
49. THE BENEFIT OF E-NAIRA TO UNBANKED NIGERIANS
CHAPTER ONE
INTRODUCTION
Background of the study: Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial... Read More
50. THE EFFECT OF ELECTRONIC PAYMENT SYSTEM ON CUSTOMER SATISFACTION IN NIGERIA BANKING SYSTEM
CHAPTER ONE
INTRODUCTION
Background of the Study: Today’s business environment is extremely dynamic in nature. It has experienced rapid changes as a result of technologi... Read More